About ME

Candace Copeland

A native of Bradenton, Candace brings over 18 years of customer experience and over 15 years of experience in residential lending. She graduated from Manatee High School and then continued onto her Bachelor's degree at University of South Florida. It brings her great joy to help clients understand Bank of England's process, educate on the various programs, and get them into a house of their dreams. She understands that everyone's situation is different and will work hard for her clients. She is always willing to go the extra mile.

Candace is a proud mother of an 14-year-old son. She and her son love the outdoors. They enjoy many activities, such as biking, boating, exploring, etc. She currently sits on the board of the Just For Girls Club in Bradenton. She is involved in the community through networking and volunteering.

Pre-Approval Form

Pre-Approval Checklist

Team photo in front of a boat dock
  • Two most recent W-2 forms
  • One month’s most recent consecutive pay stubs for all applicants
  • For self-employed, commission, bonus and overtime based. Please provide two most recent years of your personal and/or business tax returns. Provide all the schedules with your business tax returns.
  • Most recent past two months bank statements for all bank accounts.- ALL PAGES
  • If you currently own a home that you will be selling or has recently sold, please provide either contract of sale or closing statement. If you will be leasing this residence, provide copy of fully executed lease.
  • Copy of all applicants driver’s license and social security card/resident alien card.

Refinance Checklist

  • Copy of most recent mortgage payment coupons for all mortgages
  • Copy of existing homeowner insurance binder
  • Past two years W-2 forms.
  • One month’s most recent consecutive pay stubs for all applicants.
  • For self-employed, commission, bonus and overtime based. Please provide two most recent years of your personal and/or business tax returns. Provide all the schedules with your business tax returns.
  • Two most recent months bank statements.

* Depending on your individual situation, additional documentation may be required

Our Team

Our Loan Programs

We are committed to helping you understand and compare home mortgage loan options. So we've compiled a list of some common questions about mortgages that we frequently hear from our customers. If you don't find the answer you are looking for, please contact us right now!

  • fixed

    FIXED RATE MORTGAGE

    For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options —including 10, 15, 20, and 30 year programs.

  • ARM

    ADJUSTABLE RATE MORTGAGE

    Our adjustable rate mortgages offer an excellent option for home buyers - a lower rate than traditional fixed-rate mortgages offer and the stability of longer-term fixed-rate mortgages.

  • FHA

    FHA LOANS

    An FHA loan provides low-cost insured home mortgage loans that suit a variety of purchasing options. Whether you're buying or refinancing your home, an FHA loan might be right for you.

  • VA

    VA LOANS

    We offer an easy-to-understand loan process for our veterans. Whether you're buying a home or refinancing your existing mortgage, we are your ultimate VA loan information center.

  • vacation

    VACATION HOME LOANS

    Our vacation home mortgages make your dreams - backyard barbecues and sunsets by the lake, relaxing fishing trips with children and grand children, family skiing vacations - a reality.

  • jumbo

    JUMBO LOANS

    If amount of the loan for your dream home exceeds the federal limits for conventional loans, you need a jumbo mortgage loan from Bank of England Mortgage.

  • usda

    USDA Loans

    A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

Contact Us

Our team at the bay

Let us help make your dreams come true.

2022 Rising Star Mortgage Professional

Contact Information

1201 6th Ave W Suite 300 Bradenton FL, 34205
(941) 302-8699